Privacy Policy

MoneyyHeight is a brand of JP BROTHERS CAPITAL MANAGEMENT PRIVATE LIMITED.

We respect your privacy and are committed to protecting the personal information you provide when you use our website, submit an eligibility form, or contact us regarding car loan top-up options.

This Privacy Policy explains what information we collect, how we use it, how it may be shared, and the choices available to you.

1. Information We Collect

When you use our website or submit an eligibility form, we may collect information such as:

Personal Information

• Full name
• Phone number (mobile contact)
• Email address
• City or place of residence

Vehicle Information

• Vehicle make/name
• Vehicle manufacturing year
• Private use registration status (whether the vehicle is for private use)

Existing Loan Information

• Existing car-loan lender/bank (e.g., HDFC Bank, ICICI Bank, Axis Bank)
• Duration of the existing car loan (active repayment tenure)
• Other information required to assess applicable eligibility criteria

We may also collect information that you voluntarily provide when you contact us or communicate directly with our team.

2. How We Use Your Information

We may use the information you provide to:

• Review your eligibility for available car loan top-up options
• Contact you regarding your enquiry or eligibility request
• Understand your existing car-loan and vehicle details
• Provide information about the applicable process and requirements
• Guide you regarding required documentation
• Coordinate the applicable verification or lender-processing process
• Respond to your questions and service requests
• Improve our website, services, and customer experience
• Comply with applicable legal and regulatory requirements
• Prevent fraud, misuse, or unauthorized activity

We will use your information strictly for purposes related to the service or enquiry you have requested.

3. Sharing of Information

Where necessary for providing the requested service, your information may be shared with relevant service providers, representatives, financial institutions, or other parties involved in the applicable loan eligibility or processing workflow.

Information may be shared only where reasonably required for the requested service, verification, communication, processing, or compliance purposes.

4. Communication

By submitting an eligibility form or contacting us, you agree that we may contact you regarding your enquiry, eligibility, and related services through available communication channels, including:

• Phone calls
• SMS
• Email

You may request that we stop sending non-essential communications at any time by contacting us using the details provided below.

5. Cookies and Website Technologies

Our website may use cookies and similar technologies to:

• Maintain website functionality and secure navigation
• Understand website usage and visitor preferences
• Improve website performance and page load speeds
• Measure advertising and marketing performance
• Provide an enhanced, personalized user experience

Third-party services used on our website may also use cookies or similar technologies in accordance with their respective privacy policies. You can manage or disable cookies through your browser settings.

6. Advertising and Analytics

We may use third-party advertising and analytics services to understand how visitors interact with our website and to measure the performance of our advertising campaigns.

These services may collect information such as browser information, device details, approximate geographic location, pages visited, and on-site interactions.

7. Data Security

We take reasonable and appropriate security measures to protect the personal information we collect against unauthorized access, misuse, alteration, disclosure, or destruction.

However, no method of transmitting or storing information online can be guaranteed to be 100% secure.

8. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing requested services, maintaining business records, resolving disputes, and complying with statutory obligations.

9. Your Choices and Rights

Depending on applicable law, you may have the right to:

• Request information about the personal data we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of information where legally permitted
• Withdraw consent for certain marketing communications
• Ask questions about how your information is being used

10. Third-Party Websites and Services

Our website may contain links, videos, forms, or services provided by third parties. We are not responsible for the privacy practices, content, or security practices of third-party websites or services.

11. Children's Privacy

Our services are intended exclusively for adults (18+ years of age) who are legally eligible to enquire about financial products. We do not knowingly collect personal information from minors.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, website, legal requirements, or privacy practices. Any updated version will be published on this page with a revised effective date.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact our team:

14. Important Information About Loan Services